[vc_row full_width=”stretch_row_content” css=”.vc_custom_1572929783680{padding-top: 120px !important;padding-bottom: 130px !important;background-image: url(https://x3d696.p3cdn1.secureserver.net/wp-content/uploads/2019/11/bg-img2.jpg?id=405) !important;}”][vc_column][vc_row_inner css=”.vc_custom_1572929811246{margin-right: 125px !important;margin-left: 125px !important;background-color: rgba(10,10,10,0.57) !important;*background-color: rgb(10,10,10) !important;}”][vc_column_inner][vc_custom_heading text=”RESOURCES” font_container=”tag:h2|font_size:64px|text_align:center|color:%23ffffff|line_height:68px” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal” css=”.vc_custom_1572938684060{padding-bottom: 30px !important;}”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row css=”.vc_custom_1572844509893{padding-top: 40px !important;}”][vc_column][vc_custom_heading text=”Credit Builder Card” font_container=”tag:h2|font_size:32px|text_align:center|color:%2361ce70|line_height:34px” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_separator color=”custom” border_width=”4″ el_width=”10″ accent_color=”#61ce70″ css=”.vc_custom_1572849080681{padding-top: 15px !important;}”][/vc_column][/vc_row][vc_row][vc_column width=”1/3″][vc_single_image image=”291″ img_size=”full”][/vc_column][vc_column width=”2/3″][vc_row_inner][vc_column_inner][vc_custom_heading text=”Secured requires a min of $200.00 deposit!” font_container=”tag:h4|text_align:left|color:%23000000″ use_theme_fonts=”yes”][/vc_column_inner][/vc_row_inner][vc_raw_html css=”.vc_custom_1572846696823{margin-top: -20px !important;}”]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[/vc_raw_html][/vc_column][/vc_row][vc_row][vc_column][vc_separator border_width=”4″][vc_custom_heading text=”OpenSky” font_container=”tag:h2|font_size:32px|text_align:center|color:%2361ce70|line_height:34px” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_separator color=”custom” border_width=”4″ el_width=”10″ accent_color=”#61ce70″ css=”.vc_custom_1572849069553{padding-top: 15px !important;}”][/vc_column][/vc_row][vc_row css=”.vc_custom_1572846162552{padding-bottom: 30px !important;}”][vc_column width=”1/3″][vc_single_image image=”296″ img_size=”full”][/vc_column][vc_column width=”2/3″][vc_column_text]
*No credit check to apply
We don’t pull your credit when you apply — so there’s no impact on your credit score.
*You set the credit limit
Your credit limit is defined by your refundable deposit, as low as $200 and up to $3000*. You’re the one who decides what’s best for you.
*Subject to approval
Reports to all three major credit bureaus
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_separator border_width=”4″][vc_custom_heading text=”TOTAL” font_container=”tag:h2|font_size:32px|text_align:center|color:%2361ce70|line_height:34px” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_separator color=”custom” border_width=”4″ el_width=”10″ accent_color=”#61ce70″ css=”.vc_custom_1572849130030{padding-top: 15px !important;}”][/vc_column][/vc_row][vc_row][vc_column width=”1/3″][vc_single_image image=”297″ img_size=”full”][/vc_column][vc_column width=”2/3″][vc_raw_html]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[/vc_raw_html][vc_column_text css=”.vc_custom_1572846834936{margin-top: -15px !important;}”]
WHO SHOULD APPLY
TOTAL VISA® accepts applications from people who are interested in looking for a true VISA® credit card that does not require perfect credit for approval. People who want a fast application process with a response provided in seconds. People who want reporting to all three credit bureaus.
https://totalcardvisa.com/
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_separator border_width=”4″][vc_separator color=”custom” border_width=”4″ el_width=”10″ accent_color=”#61ce70″ css=”.vc_custom_1572849089694{padding-top: 15px !important;}”][/vc_column][/vc_row][vc_row][vc_column][vc_separator border_width=”4″][vc_custom_heading text=”CD/ Personal Loan/Savings” font_container=”tag:h2|font_size:32px|text_align:center|color:%2361ce70|line_height:34px” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:600%20bold%20regular%3A600%3Anormal”][vc_separator color=”custom” border_width=”4″ el_width=”10″ accent_color=”#61ce70″ css=”.vc_custom_1572849097177{padding-top: 15px !important;}”][/vc_column][/vc_row][vc_row][vc_column width=”1/3″][vc_single_image image=”299″ img_size=”full”][/vc_column][vc_column width=”2/3″][vc_column_text]
1. www.selflender.com (Installment loan/savings)
Apply for a loan that’s held by our bank partners. Your money is secured and protected in a bank account.1
Pay off the loan in 12-24 months.* You can choose a repayment plan that fits your budget. Fees: $25.00 monthly (Admin Fee $12) 24 months-Total $525; $48.00 monthly (Admin Fee $15) 12 months-Total $545; $89 monthly (Admin fee $15) 12 months-Total $1,000; $150 monthly (Admin fee $12) 12 months-Total $1700
Each payment builds credit history and adds to your savings. Your payments are reported to all three credit bureaus.
How about the credit builder loan – credit union?
This method is good if you are building or rebuilding your credit files. You know how important it is to have excellent credit. A credit builder loan is your key to establishing, or reestablishing, your credit. Here’s how it works: the credit union loans you money that is deposited into a certificate of deposit (CD). You make regular payments that are reported to the credit-reporting agencies. Once the loan is paid off, you get the certificate of deposit and have a better credit score. The benefits of this program are that you don’t have to give any money up front, the credit union reports to all three credit bureaus, and you establish a small saving at the end of the 12-month installment period.[/vc_column_text][vc_icon icon_fontawesome=”fa fa-check-square-o” color=”white” size=”xs”][/vc_column][/vc_row][vc_row][vc_column][vc_separator border_width=”4″][vc_separator color=”custom” border_width=”4″ el_width=”10″ accent_color=”#61ce70″ css=”.vc_custom_1572849097177{padding-top: 15px !important;}”][/vc_column][/vc_row]