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Everything You Need to Succeed

Your Credit Success Toolkit

Choose from trusted credit monitoring services to stay informed, track your scores, and protect your identity while we guide you on your credit improvement journey.

Your All-in-One Credit Dashboard

$19.95/month

With SmartCredit®, you’re in full control of your credit journey.

  • ScoreTracker® – See how your scores change over time.

  • ScoreBuilder® – Identify factors hurting your credit and get a plan to fix them.

  • Money Manager – Track spending and bills in one place.

  • 3-Bureau Credit Reports – Fresh data every 30 days.

  • $1 Million Fraud Insurance – Extra peace of mind.

Complete Monitoring & Protection

$21.99/month

IdentityIQ® makes monitoring and protecting your credit simple.

  • Get all 3 credit reports and consumer scores every 30 days.

  • Receive instant credit monitoring alerts.

  • Enjoy identity theft protection for you and your family.

Already have an IdentityIQ account?

We can work with your existing subscription – no trial phase needed for returning users.

FICO® Score Monitoring

$29.99/month

Track your real FICO® scores and credit health like a pro.

  • View all 3 credit reports and scores every 30 days.

  • Get alerts for new changes on your credit report.

  • Protect your identity with ongoing monitoring.

Helping you improve credit, build confidence, and prepare for homeownership one step at a time.

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